/* Woburn Finance — shared styles */

:root {
  --navy: #0f2540;
  --navy-dark: #0a1a2e;
  --gold: #5e8975;
  --gold-dark: #47695a;
  --cream: #f7f5f0;
  --grey-text: #3a3f47;
  --grey-light: #e7e5df;
  --warning-bg: #fdecea;
  --warning-border: #d64545;
  --white: #ffffff;
  --max-width: 1100px;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: "Segoe UI", Arial, Helvetica, sans-serif;
  color: var(--grey-text);
  background: var(--white);
  line-height: 1.6;
}

img { max-width: 100%; }

a { color: var(--navy); }
a:hover { color: var(--navy-dark); }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Header ---------- */
header.site-header {
  background: var(--white);
  color: var(--navy);
  border-bottom: 3px solid var(--gold);
  box-shadow: 0 1px 6px rgba(15, 37, 64, 0.08);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 6px 24px;
  max-width: var(--max-width);
  margin: 0 auto;
  flex-wrap: wrap;
  gap: 12px;
}

.brand {
  display: flex;
  align-items: center;
  color: var(--navy);
  text-decoration: none;
  font-size: 1.5rem;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.brand span { color: var(--gold-dark); }

.brand .logo-img {
  height: 216px;
  width: auto;
  display: block;
}

nav.main-nav ul {
  list-style: none;
  display: flex;
  gap: 24px;
  margin: 0;
  padding: 0;
  flex-wrap: wrap;
}

nav.main-nav a {
  color: var(--navy);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 500;
}

nav.main-nav a:hover,
nav.main-nav a.active {
  color: var(--navy-dark);
  border-bottom: 2px solid var(--gold);
}

/* ---------- Mobile nav toggle (hamburger) ---------- */
.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 40px;
  height: 40px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  flex-shrink: 0;
}

.nav-toggle span {
  display: block;
  width: 100%;
  height: 3px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.nav-toggle.is-active span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.nav-toggle.is-active span:nth-child(2) { opacity: 0; }
.nav-toggle.is-active span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

/* ---------- Risk warning banner ---------- */
.risk-banner {
  background: var(--warning-bg);
  border-top: 1px solid var(--warning-border);
  border-bottom: 1px solid var(--warning-border);
  color: #7a1f1f;
  font-weight: 600;
  text-align: center;
  padding: 10px 16px;
  font-size: 0.92rem;
}

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: var(--white);
  padding: 56px 0 48px;
}

.hero h1 {
  font-size: 2.1rem;
  margin: 0 0 12px;
  max-width: 700px;
}

.hero p.lead {
  max-width: 620px;
  font-size: 1.05rem;
  color: #dbe3ee;
}

.button {
  display: inline-block;
  background: var(--navy);
  color: var(--white);
  font-weight: 700;
  text-decoration: none;
  padding: 12px 26px;
  border-radius: 4px;
  margin-top: 18px;
  border: 2px solid var(--navy);
}

.button:hover { background: var(--navy-dark); border-color: var(--navy-dark); color: var(--white); }

/* On the dark navy hero, invert the button so it still stands out */
.hero .button {
  background: var(--white);
  color: var(--navy);
  border: 2px solid var(--white);
}

.hero .button:hover {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}

/* ---------- Sections ---------- */
section { padding: 48px 0; }
section.alt { background: var(--cream); }

h2 {
  color: var(--navy);
  font-size: 1.5rem;
  border-left: 4px solid var(--gold);
  padding-left: 12px;
  margin-bottom: 20px;
}

h3 { color: var(--navy); font-size: 1.15rem; }

.grid-3 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 24px;
}

.card {
  background: var(--white);
  border: 1px solid var(--grey-light);
  border-radius: 6px;
  padding: 22px;
}

.card h3 { margin-top: 0; min-height: 3.2em; }

/* ---------- Info / notice boxes ---------- */
.notice {
  background: var(--cream);
  border-left: 4px solid var(--navy);
  padding: 16px 20px;
  margin: 20px 0;
  font-size: 0.95rem;
}

.notice.warning {
  background: var(--warning-bg);
  border-left: 4px solid var(--warning-border);
  color: #7a1f1f;
}

.notice strong { color: inherit; }

/* ---------- Fact panel (What we do / How / Costs / Risks) ---------- */
.fact-panel {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 20px;
  margin-top: 24px;
}

.fact-panel .item {
  border-top: 3px solid var(--gold);
  background: var(--white);
  box-shadow: 0 1px 4px rgba(0,0,0,0.08);
  padding: 20px;
  border-radius: 4px;
}

.fact-panel .item h3 { margin-top: 0; font-size: 1.05rem; }

/* ---------- Forms ---------- */
form.contact-form {
  max-width: 560px;
}

.form-row { margin-bottom: 18px; }

label { display: block; font-weight: 600; margin-bottom: 6px; color: var(--navy); }

input[type="text"],
input[type="email"],
input[type="tel"],
select,
textarea {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid #c7c9cd;
  border-radius: 4px;
  font-size: 1rem;
  font-family: inherit;
}

textarea { min-height: 120px; resize: vertical; }

.checkbox-row { display: flex; align-items: flex-start; gap: 10px; }
.checkbox-row input { margin-top: 5px; }
.checkbox-row label { font-weight: 400; margin: 0; }

.form-note { font-size: 0.85rem; color: #666; margin-top: 4px; }

/* ---------- Footer ---------- */
footer.site-footer {
  background: var(--navy-dark);
  color: #cfd7e2;
  padding: 40px 0 24px;
  font-size: 0.88rem;
}

footer.site-footer h4 {
  color: var(--gold);
  font-size: 0.95rem;
  margin-bottom: 10px;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 28px;
  margin-bottom: 24px;
}

.footer-grid a { color: #cfd7e2; }
.footer-grid a:hover { color: var(--gold); }

.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin-bottom: 6px; }

.footer-legal {
  border-top: 1px solid #23364f;
  padding-top: 18px;
  font-size: 0.8rem;
  color: #9aa6b5;
}

.footer-legal p { margin: 0 0 10px; }

/* ---------- Policy pages ---------- */
.policy-content h2 { margin-top: 34px; }
.policy-content table {
  width: 100%;
  border-collapse: collapse;
  margin: 16px 0;
}
.policy-content td, .policy-content th {
  border: 1px solid var(--grey-light);
  padding: 10px 12px;
  text-align: left;
  vertical-align: top;
}
.policy-meta {
  background: var(--cream);
  padding: 14px 18px;
  border-radius: 4px;
  font-size: 0.9rem;
  margin-bottom: 24px;
}

/* ---------- Team / About ---------- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 32px;
  margin-top: 24px;
}

.team-member { text-align: center; }

.avatar-placeholder {
  width: 140px;
  height: 140px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  font-weight: 700;
  margin: 0 auto 16px;
  border: 3px solid var(--gold);
}

.team-member img.avatar-photo {
  width: 140px;
  height: 140px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 20%;
  margin: 0 auto 16px;
  border: 3px solid var(--gold);
  display: block;
}

.team-member img.avatar-photo.avatar-photo--top {
  object-position: center 5%;
}

.team-member h3 { margin-bottom: 2px; }
.team-member .role { color: var(--gold-dark); font-weight: 600; font-size: 0.9rem; margin-bottom: 0; }

.founders-bio {
  max-width: 760px;
  margin: 32px auto 0;
  text-align: left;
  font-size: 1.02rem;
}

/* ---------- Mobile layout ---------- */
@media (max-width: 768px) {
  header.site-header { position: relative; }

  .header-inner {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    flex-wrap: nowrap;
    padding: 8px 20px;
  }

  .brand .logo-img { height: 96px; }

  .nav-toggle { display: flex; }

  nav.main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    border-top: 1px solid var(--grey-light);
    border-bottom: 3px solid var(--gold);
    box-shadow: 0 8px 16px rgba(15, 37, 64, 0.12);
    z-index: 50;
  }

  nav.main-nav.open { display: block; }

  nav.main-nav ul {
    flex-direction: column;
    gap: 0;
  }

  nav.main-nav li { border-bottom: 1px solid var(--grey-light); }
  nav.main-nav li:last-child { border-bottom: none; }

  nav.main-nav a {
    display: block;
    padding: 14px 20px;
    font-size: 1.02rem;
  }

  nav.main-nav a:hover,
  nav.main-nav a.active {
    background: var(--cream);
    border-bottom: none;
    border-left: 3px solid var(--gold);
    padding-left: 17px;
  }

  .hero h1 { font-size: 1.6rem; }
  .hero { padding: 40px 0 36px; }

  .team-grid { gap: 24px; }
}